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PURCHASE THAI-VISA COMPLIANT

LIFE INSURANCE WITH HEALTH AND ACCIDENT COVERAGE

Policies issued and insured by AAA Rated Muang Thai Life Assurance, a longstanding No.1 life insurance provider in Thailand, with 72 years of top-tier service excellence. 

Express Quotes, Flexible Plans and Comprehensive Coverage

» Same-Day Quotes & Dedicated Agent Support 
» No Paperwork, or Else Minimal Paperwork
» Fulfills Thai Visa Requirements
» Choose from Multiple Flexible and Comprehensive Plans
» Buy and Cancel Anytime and Manage Plans Online 

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5/5

AAA Rated (Fitch Ratings)

MTL Logo e1697516729108
FEATURED INSURANCE PLAN

ELITE HEALTH PLUS

A Lump Sum Benefit of 20 to 100 Million Baht per Year

With Additional Optional Coverage Worldwide

The Elite Health Plus Rider by Muang Thai Life Assurance offers comprehensive global health coverage with flexible benefits designed for various lifestyles. Here are the highlights:

Key Features:

  1. Coverage and Benefits:

    • Lump sum coverage ranging from 20 to 100 million Baht per year.
    • Covers general diseases, critical illnesses (all stages), epidemics, and accidents.
    • Includes both inpatient (IPD) and outpatient (OPD) medical expenses.
    • Offers advanced treatments like targeted therapy, chemotherapy, MRI, and CT scans.
    • ICU and single-room hospital stays covered for up to 365 days per year.
  2. Additional Endorsements:

    • Maternity Plus Endorsement:
      • Coverage for prenatal and postnatal care, complications, and delivery (up to 4 million Baht per year).
    • Well-Being Plus Endorsement:
      • Annual health checkups, dental care, vaccinations, and eye care (up to 38,500 Baht per year).
  3. Coverage Areas:

    • Offers coverage in Thailand, Asia (46 countries), worldwide excluding the USA, or worldwide.
  4. Eligibility:

    • Insurable ages: 11 to 90 years old.
    • Coverage extends up to 99 years of age.
  5. Premium Adjustments and Exclusions:

    • Premiums may change based on age, occupation, and claims history.
    • Exclusions include cosmetic surgery, anti-aging treatments, experimental procedures, and treatments for substance abuse.
  6. Additional Services:

    • Access to the Muang Thai Life Assurance app (MTL Click) for policy management, claims, telemedicine, and health consultations.

This plan is ideal for individuals seeking high-value, long-term health insurance tailored to meet diverse medical needs globally.

FEATURED INSURANCE PLAN

D HEALTH PLUS

A Lump Sum Benefit of 1 to 5 Million Baht per Year

With Additional Optional Coverage Worldwide

The D Health Plus Rider by Muang Thai Life Assurance offers customizable and comprehensive health coverage to ensure financial stability during medical emergencies. Below are the highlights:

Key Features:

  1. Coverage and Benefits:

    • Lump sum coverage of up to 5 million Baht per hospitalization.
    • Covers major and minor surgeries, accidents, critical illnesses, cancer, kidney disease, epidemics, and more.
    • Includes coverage for hospital stays in standard single rooms, ICU fees, doctor fees, medications, physical therapy, and post-hospitalization rehabilitation.
    • Offers outpatient (OPD) coverage for injuries or illnesses, with up to 30 visits per year.
  2. Flexibility:

    • Deductible options available to reduce premiums.
    • Convertible plans: Deductibles can be reduced between ages 55-65 without requiring a health declaration for higher coverage after retirement.
    • Additional endorsements for specific needs, such as Care Plus (expanded cancer and kidney disease coverage), Maternity Plus, and Well-Being Plus.
  3. Additional Riders:

    • Care Plus Rider: Covers advanced cancer and chronic kidney failure treatments, including chemotherapy, targeted therapy, stem cell transplantation, kidney transplantation, and mental health treatment.
    • Maternity Plus: Provides coverage for pregnancy-related risks, including delivery and complications, with benefits up to 4 million Baht annually.
    • Well-Being Plus: Includes health checkups, dental care, vaccinations, and vision care, with benefits up to 38,500 Baht annually.
  4. Eligibility:

    • Insurable ages: 11 to 90 years old.
    • Coverage until the age of 99.
  5. Premium Flexibility:

    • Plans available with or without deductibles, with lower premiums for higher deductibles.
    • Premiums can be adjusted based on age, claim experience, or portfolio factors.
  6. Exclusions:

    • Cosmetic surgery, experimental treatments, anti-aging therapies, and substance abuse treatments are excluded.
    • Waiting periods apply to certain illnesses (30-180 days depending on the condition).
  7. Technology and Support:

    • Access to the MTL Click app for policy management, telemedicine, claims, and consultations with specialists.

The D Health Plus Rider is ideal for individuals looking for flexible, high-coverage health insurance that adapts to different life stages while providing financial protection for medical expenses.

 

Buy Insurance Plans in 4 Simple Steps

01

Choose Plan

The initial step is to evaluate your requirements and identify an appropriate plan comprising of a base life insurance combined with health coverage rider(s). You have the option to select the highlighted health coverage riders on this page or contact us for suggestions.

02

Verify KYC

The second step is to complete your KYC, which can be accomplished through a video call with an agent. The KYC procedure requires the agent to gather supplementary information.

03

Make Payment

The third step involves making payments using different methods and frequencies directly to the insurer, and this can be done online. Payments might be eligible for tax deductions.

04

Await Approval

The final step is to await the policy confirmation from the insurance company and receive the policy documents and cards.The policy approval decision is typically made within a week.

MTL Policy = Base Life Insurance + Health Riders

In insurance terms, a “rider” is an add-on provision to a basic insurance policy that provides additional benefits to the policyholder for an additional cost. Riders allow policyholders to customize their insurance policy to cover various scenarios or additional risks that are not included in the standard policy.

MTL offers the flexibility to add the following health riders to even the lowest tier of life insurance coverage, starting with a base coverage of 50,000 THB. This option is especially beneficial if your primary concern is health coverage, allowing you to tailor your policy to your exact requirements while keeping life coverage at a level that suits you.

D Health Plus Rider

Versatile ฿1-5M coverage, ages 11-90, customizable and flexible for your needs.

Elite Health Plus Rider

Extensive health coverage from ฿20-100M, ages 11-90, including epidemics, critical illness, and more, with optional endorsements.

Care Plus Rider

Supplementary coverage especially for D Health Plus Rider, ages 30 days - 80 years, including cancer and chronic kidney failure treatment.

Featured Plans with Riders

Elite Health Plus

Lump Sum IPD and OPD Medical Expenses Coverage Up To 20-100 Million THB/Year

D Health Plus

Lump Sum IPD and OPD Medical Expenses Coverage Up To 1-5 Million THB/Year

Care Plus*

Supplementary Cancer or Kidney Failure Treatment Coverage Up To 5 Million Baht/Year, or otherwise Up To 10 Million Baht/Year for Both Conditions

*This is an Add-on for the D Health Plus Rider. Higher Coverage for Cancer and Kidney Treatment are Already Included in the Elite Health Plus Rider.

Get More Recommendations

Wherever life takes you, we will be there.

We’re proud to be partnered with Muang Thai Life Assurance (MTL), guaranteeing you comprehensive coverage and peace of mind.

Established in 1951, it had the honor of receiving the first Royal endorsement from King Bhumibol Adulyadej. In 2004, key partnerships were formed with entities such as Fois Insurance International N.V. and Kasikornbank Public Company Limited, with the latter increasing its stake in 2009 to bolster the Bancassurance channel.

MedEx, Thailand’s top care navigation platform caters especailly to expats and travelers, offering a range of services including lab tests, at-home medical assistance from nurses and doctors, tele-consultations, treatment planning, medical travel and repatriation services with air ambulance and medical escort options. 

There are multiple health insurance options, including three major affordable ones listed here. Life insurance is available for ages 30 days to 99 years, with premiums payable for 20 years or up to age 99.

In addition to insurance policies, MedEx also provides access to medical assistance services. Whether you need help finding a doctor, arranging medical appointments, or getting emergency medical assistance, we've got you covered.

With MedEx, you can buy insurance policies quickly and easily, without any paperwork. Our paperless process saves you time and hassle, allowing you to get the coverage you need with just a few clicks.

MedEx helps you save money on insurance premiums. We work with Muang Thai Life Assurance to offer competitive rates and discounts, ensuring that you get the best value for your money.

Living life at the edge?

Invest Today, Thrive Tomorrow

Safeguard yourself and your loved ones from the unexpected.

Discover the ultimate protection for your health and well-being with our exclusive insurance packages. From our Elite Health Plus Rider offering unparalleled coverage up to ฿100M, to the D Health Plus Rider with flexible options and the budget-friendly Care Plus Rider, we’ve got you covered at every stage of life.  

Why MedEx?

Medical insurance is your safeguard against unforeseen health costs. It covers routine check-ups, emergencies, and surgeries, ensuring you and your family receive the care you deserve. 

As guardians of your well-being, we’re dedicated to safeguarding your health and security, guiding you towards a brighter, more prosperous future. Invest in your well-being today to unlock a life of thriving and well-deserved peace of mind, ensuring that tomorrow is filled with limitless opportunities for you and your loved ones. Empower your well-being, and let us be your trusted guardians on this journey to a healthier and more secure tomorrow.

Easy and convenient policy purchases

With MedEx, you can buy insurance policies quickly and easily, without any paperwork. Our paperless process saves you time and hassle, allowing you to get the coverage you need with just a few clicks.

Savings on insurance premiums

MedEx helps you save money on insurance premiums. We work with Muang Thai Life Assurance to offer competitive rates and discounts, ensuring that you get the best value for your money.

Access to medical assistance services

In addition to insurance policies, MedEx also provides access to medical assistance services. Whether you need help finding a doctor, arranging medical appointments, or getting emergency medical assistance, we've got you covered.

Effortless Claims Processing

MedEx streamlines the insurance claims process for your convenience. Submit and track your claims easily through our user-friendly platform, ensuring a seamless experience during challenging times.

Wellness Support

Beyond insurance, MedEx offers a wealth of resources for your well-being. Access wellness tips, health assessments, fitness, and nutrition guidance to lead a healthier, happier life.

Frequently Asked Questions

MedEx is your digital healthcare platform, revolutionizing the healthcare landscape as the One Stop Care Navigation Platform. We're reshaping healthcare delivery through an extensive network of Pan-Asia Providers, Primary Satellite Clinics, Telemedicine, and Health-at-Home solutions.

In partnership with Muang Thai Life Insurance, MedEx is offering seamless Insurance purchases, interpretation support, insurance claim assistance, medical case management, and dedicated support for medical travel.

Need a plan better tailored to your needs?

Based on your specific coverage priorities, we will find you a plan that's a better fit for you.

MTL MEDEX

Schedule Free Online Consultation

Why Muang Thai Life?

Recognition and Awards

From Asia Insurance Review

Life Insurance Company of the Year 2014-2017

From International Finance Magazine

Most Innovative Life Insurance Company 2017

From Enterprise Asia

Outstanding Entrepreneurship Award

Category of Corporate Social Responsibility From Asia Insurance Review

17th Asia Insurance Industry Awards 2013

ISO 22301 : 2012 Certificate

Business Continuity Management Standard

From The Thai Chamber of Commerce & Board of Trade of Thailand

The Thai Chamber of Commerce for the year 2005, 2019 and 2022

From National Anti-Corruption Commission

NACC Integrity Awards 2019

From Asia Insurance Review

Brand of the Year

2022 from the Office of Insurance Commission (OIC).

Hall of Fame Award 2022

Asia Responsible Entrepreneurship Awards 2015

AREA 2015

Get Your Peace of Mind

Save on Premiums and Enjoy Exclusive Assistance. 

4.3
Based on 240 Reviews
google

Walk in. Fast. Helpful. Listening. Analyzing. No pressure. Options to choose what to test. Warm athmosphere. A bit narrow rooms but Overall it was great for me. Under price average compared to cheap Others. Kept promise. StD Result in 6h. Also Handy in negoating in Whatsapp. Could ask every question. They just respond.

U P September 8, 2025
google

highly recommended❤️

Nabin Kumar March 6, 2025
google

The staff and the doctors are really very nice and understanding and very supportive there first task is to treat the patients and no funny business for money will always recommend this hospital this place is just want good treatment sounds like

Sukhumvit 20 October 13, 2025
google

I had my driver's license medical exam here. Everything went perfectly—quick, efficient, and without any fuss. The staff was polite and professional. It was especially convenient that you could book an appointment in advance. I highly recommend this clinic!

mr. SV May 20, 2025
google

The nurses at Medex are great, and the doctor speaks English very well. They were very nice and accommodating, adjusting the services according to my budget. Overall, highly recommend!

John Paul Tagupa November 25, 2025
google

I had a wonderful experience with MedEx, I highly recommend going here! I needed to get several lab tests done and they easily did all of them, and I received the results well before I needed to leave Bangkok in a week! The best part was that I didn't even need to schedule an appointment, I was simply able to walk in, show them the list of tests I wanted, and everything was done in about 30 minutes. Both the receptionist and nurse were very sweet to me, something I especially appreciated since I was nervous about getting my blood drawn. Overall a really great experience that was fast, affordable, and helped give me peace of mind, so thank you!

Savannah Pahl January 9, 2025
google

I had an excellent experience at this clinic in Bangkok. The entire process was smooth and professional from start to finish. The staff were very responsive, answering all my questions and concerns promptly. They are also very nice, always with a smile on their faces. I received the results within just 5 days, which was faster than I expected. Highly recommended for anyone looking for reliable and efficient service! Just contact them via LINE or WhatsApp to inquire what you need first, from the service provided to the price they charge. Everything is clearly informed to help you make a decision.

Gruni gruni September 18, 2025
google

Very great and professionnels health team

Laurent Donnadieu December 13, 2024
google

Good service. I used the DNA testing service and the results were fast.

Siriporn Chaiprakaiwan November 28, 2025
google

I did Diamond Health Check up at MedEx and got my results within 6 hours. After that I had a tele-consultation where the doctors reviewed my reports and prescribed with the required medicines.

Sadikshya Upadhayay October 25, 2025